Three Easy Steps…
1st - Get Pre-ApprovedThe initial meeting can be done over the phone, in person, or by submitting an electronic loan application. We recommend that first-time homebuyers come into the office so we can better guide you through the process.
2nd - Find Your Real Estate AgentA dependable Realtor® will help you work within your budget and find a home you love. Ask your friends and family for their Realtor® recommendations. We can also recommend high-quality Realtors® in your area.
3rd - Find A Home At A Price That Works For YouHave a discussion with your Realtor® about what you want in a home. It helps to have a list of must have features and some nice to have features so that you know where you can compromise. Keep on the lookout for things that might raise your monthly payment. Mello Roos taxes or association dues might put you over budget. Your Realtor® can help. Be diligent to stay within your budget when writing offers.